Resources & Education

Social Security – When is the right time

Social Security – When is the right time

For many years, financial advisors have been encouraging pre-retirees to wait as long after age 62 as possible before claiming Social Security benefits, in order to maximize the benefits and extend the wage-earning years.  Beginning about the year 2000, a steady...

Step-up in Basis Explained

Step-up in Basis Explained

The step-up in basis has been a hot button topic as of late in the media. But, what is a step-up in basis? And, who does it benefit? If an individual were to purchase an investment asset, whether that be a stock, bond, rental property, or an investment in their own...

What You Need to Know about Capital Gains Taxes

What You Need to Know about Capital Gains Taxes

During most election cycles, some of the major campaign issues revolve around changing tax laws. One of the tax reforms frequently discussed is rescinding the capital gains tax. Let's start by first explaining what capital gains are and how they affect investors....

Wills vs. Trusts – Do I Need Both?

Wills vs. Trusts – Do I Need Both?

During the beginning of the coronavirus pandemic, estate planning attorneys saw a massive influx of interest in establishing wills. However, establishing control over what happens to your assets beyond the grave is something that shouldn’t only be considered during a...

The Truth About Teacher Retirement Plans

The Truth About Teacher Retirement Plans

Contrary to popular belief, school district-approved retirement planners are oftentimes not working on behalf of the best interests of educators. These “retirement planners” are typically not Certified Financial Planners, but rather insurance salespeople. They are...

Benefits of Choosing a Fee-Only Financial Advisor

Benefits of Choosing a Fee-Only Financial Advisor

Since the 2008 financial crisis, there has been a push for more transparency in the financial services industry. Many argue this pressure on the industry to be more transparent is long overdue. There were, and arguably still are, far too many advisors selling products...

The Right Kind Of Debt Free

The Right Kind Of Debt Free

We agree with many of the entertainers out there – credit card debt is the worst! The interest rates are confusing and dependent on purchase amounts and time. For many, once you have dug too deep, climbing out can seem near impossible. If you find yourself in this...

Going back to work?

Going back to work?

Despite the surge in new coronavirus cases and government-imposed temporary closures of businesses, the previous week’s jobs report excited investors and continued on the rally from the last quarter into the holiday weekend.  Americans are looking forward to getting...

Recapture of Depreciation

Recapture of Depreciation

“Buy land, they ain’t making any more of it.” is a statement that has been reused time and time again in the real estate industry since the infamous Mark Twain said it. Or, was it Will Rogers? Regardless of who said it, both men were successful in business and masters...

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At Twin Rivers, we believe the main duty of a financial advisor is to help people. No matter what your current financial situation is, we will gladly provide you with a custom cash flow analysis. We are confident that our expert analysis will motivate you to make positive changes to your financial situation, and you’ll see how a professional relationship with our team can benefit your life.

Twin Rivers Wealth Management

Whether you are considering a major financial change or planning your future, our team has the experience and tools to formulate a personalized financial plan that works for you. We appreciate you taking the time to view our website and hope to hear from you soon.

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Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Advisory services offered through Twin Rivers Wealth Management, a Registered Investment Advisor.