Medicare

Medicare

Medicare is a national health insurance program for people age 65 and older, and some younger people that have a disability. The program is funded through payroll taxes and premiums deducted by the government from social security payments. The premium amounts are...
Dollar-Cost Averaging

Dollar-Cost Averaging

Dollar-cost averaging (DCA) is an investment strategy in which the investor systematically deposits funds into an investment account over time rather than investing all available funds at once. You likely are already systematically depositing funds into your 401k, but...
Incentive Stock Options

Incentive Stock Options

As employees continue returning to work, many are offered employee stock ownership as part of their compensation package. Our last post discussed one of the few types of employee stock ownership, restricted stock units. This post will be dedicated to another...
General Obligation Bonds

General Obligation Bonds

The propositions we vote on commonly refer to the issuance of general obligation bonds. This week we want to review “GO” bonds and how they affect your overall portfolio. General obligation bonds are a type of municipal bond, which pays interest rates to their...
Moving Retirement Accounts

Moving Retirement Accounts

One of the most common questions our advisors come across is, “What do I do with my retirement account?” Whether it be a 401k, 457, 403b, or another type of qualified retirement plan, you have a few options to consider before making a decision. You can, of course,...