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Incentive Stock Options

Incentive Stock Options

As employees continue returning to work, many are offered employee stock ownership as part of their compensation package. Our last post discussed one of the few types of employee stock ownership, restricted stock units. This post will be dedicated to another...

Employer Stock Ownership Plans: Restricted Stock Units

Employer Stock Ownership Plans: Restricted Stock Units

Employee stock options are a form of additional compensation offered by companies. One type of employee stock option is restricted stock units (RSU). This stock option is paid in addition to an employee’s salary and is earned over time.  RSUs are often a part of an...

General Obligation Bonds

General Obligation Bonds

The propositions we vote on commonly refer to the issuance of general obligation bonds. This week we want to review “GO” bonds and how they affect your overall portfolio. General obligation bonds are a type of municipal bond, which pays interest rates to their...

Moving Retirement Accounts

Moving Retirement Accounts

One of the most common questions our advisors come across is, “What do I do with my retirement account?” Whether it be a 401k, 457, 403b, or another type of qualified retirement plan, you have a few options to consider before making a decision. You can, of course,...

Risk Profile

Risk Profile

When we talk about risk with clients, we often end up discussing terms like “conservative” or “aggressive.” These are basic terms to use when talking about risk, but the definition of each change from person to person. At Twin Rivers, when we talk about risk, we are...

Twin Rivers Client Tools

Twin Rivers Client Tools

There is nothing worse than feeling unprepared during times of uncertainty. Whether you lack information or tools, decisions become emotional, and mistakes can happen. We want our clients to understand how to use the tools they have available to access information on...

Sliced Apple

Sliced Apple

Apple has dominated the financial news as of late, and not because they released their latest iPhone. Apple has become the first company with a market cap of $2 trillion and announced they would be splitting their company stock in a 4 to 1 split. What does this mean...

Payroll Cuts and Capital Gains

Payroll Cuts and Capital Gains

Tax law changes continue to be a hot topic in the upcoming election. An executive order signed by the President included payroll tax cuts which affect both the employer and employee. Then, during a press conference, he suggested there are serious considerations to...

Media vs. The Market

Media vs. The Market

What can we learn as investors from the media’s mishap which caused the short term market sell-off this past week? For one, the media, even the financial news, is ratings-driven, and what you hear from newscasters and their guests should be taken with a grain of salt....

Stimulus Checks

Stimulus Checks

As July ends, so do some of the provisions provided by the CARES Act meant to protect Americans during these uncertain times. The $600 additional aid for those on unemployment ceases at the end of the month, with many states sending final payments the week of July...

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At Twin Rivers, we believe the main duty of a financial advisor is to help people. No matter what your current financial situation is, we will gladly provide you with a custom cash flow analysis. We are confident that our expert analysis will motivate you to make positive changes to your financial situation, and you’ll see how a professional relationship with our team can benefit your life.

Twin Rivers Wealth Management

Whether you are considering a major financial change or planning your future, our team has the experience and tools to formulate a personalized financial plan that works for you. We appreciate you taking the time to view our website and hope to hear from you soon.

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Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Advisory services offered through Twin Rivers Wealth Management, a Registered Investment Advisor.