Cash Flow Based Financial Planning

Cash Flow Based Financial Planning

When it comes to financial planning, few things are as important as understanding your cash flows. Whether you are retired, or in the growth stage, it is crucial to know what income is entering and exiting your account. At Twin Rivers, we understand the importance of...
SDBA – Actively Manage Your Retirement Plan

SDBA – Actively Manage Your Retirement Plan

Have you ever seen the acronym SDBA in your retirement plan? It stands for “self-directed brokerage account,” which, if utilized, opens your retirement account up to a more extensive range of investment options. If you have a 401k, 403b, or a 457 plan, you may want to...
HSA – Health Savings Account

HSA – Health Savings Account

Many people have high-deductible health insurance plans and are missing out on an opportunity to save for healthcare costs, defer taxes, and lower their tax liability. A Health Savings Account, or HSA, is an investment account designed for high-deductible health...
SEP-IRA: Simple Employee Pension Plan

SEP-IRA: Simple Employee Pension Plan

Saving for retirement as a business owner can be complicated and expensive, but it doesn’t always have to be. If you are a business owner, there are a few different retirement accounts available that can be simple to establish–especially for those who do not...